F.A. No. 482 of 2014 and C.C. No. 168 of 2013. Case: Mangatapalli Sivaram Gupta Vs Bank of India. Andhra Pradesh State Consumer Disputes Redressal Commission

Case NumberF.A. No. 482 of 2014 and C.C. No. 168 of 2013
CounselFor Appellant: M. Sasikala Devi, Advocate and For Respondents: Lakshmi Narayana, Advocate
JudgesNoushad Ali, J. (President)
IssueConsumer Law
CitationIV (2015) CPJ 1 (AP)
Judgement DateWednesday July 15, 2015
CourtAndhra Pradesh State Consumer Disputes Redressal Commission

Order:

Noushad Ali, J. (President)

  1. This appeal filed by the complainant is directed against the order dated 9.7.2014 in C.C. No. 168/2013 passed by the District Forum, Srikakulam, whereby the complaint of the appellant has been dismissed. The appellant is an account holder in the respondent-Bank of India. On 31.10.2011 he remitted an amount of Rs. 1,25,000 for being transferred through Real Time Gross Settlement (RTGS) to Ultratech Cement Limited Unit, Mumbai through the respondent-bank. It appears that the amount was not credited to the account of Ultratech Cement Limited, but was credited to the account of Sri Sai Filling Station, Kollavanipeta village, Narasannapeta Mandal, Srikakulam District. Having noticed that the amount was not credited to the intending party, the appellant called upon the respondent-bank through letters as well as Ex. A. 3 legal notice dated 19.10.2013 to make good the loss by depositing the amount into his account. Having failed to invoke positive response, the appellant filed the complaint in question.

  2. The respondent-bank opposed the claim by pleading that the amount was credited as per the entries...

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