First Appeal No. A/11/439. Case: Life Insurance Corporation of India Vs Nina Sunil Rane. Maharashtra State Consumer Disputes Redressal Commission

Case NumberFirst Appeal No. A/11/439
CounselFor Appellant: Asim S. Vidyarthi, Advocate and For Respondents: Ajay Pawar i/b., Anand Patwardhan, Advocates
JudgesR.C. Chavan, J. (President) and Dhanraj Khamatkar, Member
IssueConsumer Law
CitationIII (2014) CPJ 56 (Maha.)
Judgement DateThursday March 06, 2014
CourtMaharashtra State Consumer Disputes Redressal Commission

Order:

Dhanraj Khamatkar, Member

  1. This appeal takes an exception to an order dated 24.3.2011 passed by the District Consumer Disputes Redressal Forum, Mumbai Suburban in Consumer Case No. 200/2008. Facts leading to this appeal can be summarized as under:

    Complainant had availed an Insurance Policy termed as "Jeevan Aadhar" with a view to cover the expenses of her daughter Kalpasvi, who is mentally retarded and at the time of taking policy she was of 11 years old and presently she is of 23 years old. According to the Complainant the Insurance Policy was for the period of ten years. The Complainant further contended that on 3.1.2006 she received a letter from the Opponent Insurance Company along with a form instructing to fill the form to receive the maturity amount. However, the Opponent Insurance Company communicated to the Complainant that the policy is for the life time and after the death of the Complainant the proceeds of the policy will be given to the heirs of the Complainant. Complainant further contended that she has availed the policy for meeting the requirement of her mentally retarded daughter, presuming that the policy is for the period of ten years. The Complainant made communication in writing to the Opponents. However, they have not taken any action...

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