Irrevocable Power-of-Attorney

Updated atMarch 2010

Know all men by these presents, I, Mr. Ankit Bhatt, residing at ………………………… …………, hereinafter referred to as the principal state as follows:

Whereas I am the owner of the land with partly constructed house on which further construction is in progress as mentioned in the Schedule hereunder.

And whereas for effective management of the property I wish to engage an Attorney so that from the income of the property or from the sale proceeds of the property, the said Attorney can liquidate any outstanding claim lying or occuring or arising against me with Messrs. HDFC Home Finance Limited, in the event of my failure to settle the same.

Now know all men by these presents that I, Mr. Ankit Bhatt, do hereby and hereunder irrevocably nominate, constitute and appoint the said HDFC Home Finance Limited or any Principal Officer thereof and/or any other person who may be nominated by the said HDFC Home Finance Limited, or its assigns from time to time in this behalf to be my true and lawful Attorney for me and in my behalf and in my name to represent me...

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