Form of Marine Insurance Policy

Updated atMarch 2010


BE IT KNOWN THAT ...... as well in ..... own name as for and in the name and names of all and every other person or persons to whom the same doth, may or shall operate appertain, in part or in all doth make assurance and cause them, and every of them, to be insured lost or not lost, at and from upon any kind of goods and merchandise, and also upon the body, tackle, apparel, ordnance, ammunition, artillery, boat and other furniture, of and in the good ship or vessel called the ...... whereof ..... is master for this present voyage or whosoever else shall go for master in the said or by whatsoever other name or names the said ship, or the master thereof, is or shall be named or called; beginning the adventure upon the said goods and merchandise from the loading thereof aboard the said ship, upon the said ship etc... And further until the said ship with all her ordnance, tackle, apparel etc. And goods and merchandise whatsoever shall be arrived at ... upon the said ship etc. until she hath moored at anchor twenty four hours in goods safety; and upon the goods and merchandise, until the same be there discharged and safely landed. And it shall be lawful for the said ship etc. in this voyage to proceed and sail to and touch and stay at any ports or places whatsoever without prejudice to this insurance. The said ship etc. goods and merchandise etc. for so much as concerned the assured by agreement between the assured and assurers in this policy, are and shall be valued at.......

Touching the adventures and perils which we the assurers are contended to bear and to do take upon us in this voyage; they are of the seas, men of war, fire, enemies, pirates, rovers, thieves, jettisons, letters of mart and countermart, surprisals, takings at sea, arrests, restraints, and detainments of all kings, princes, and people, of what nation, condition or quality whatsoever, barratry of the master and mariners, and of all nation, condition and all other perils losses and misfortunes that have or shall come to hurt, detriment, or damage of the said goods and merchandise, and ship etc. or any part thereof.

And in case of any loss or misfortune it shall be lawful to the assured, their factors, servants, and assigns, to sue, labour and travel for, in and about the defence, safeguards and recovery of the said goods and merchandises and ship etc. or any part thereof, without prejudice to this insurance; to the charges...

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